Assuming this isn't a Monkey's Paw type of wish, I'd go for winning the 90 million dollar lotto. Scratch that. I'd just wish for the 45 million (since half the 90 mil would go to taxes) NOW, in hard currency. I feel a little bad saying that I'd wish for money, but while love of money is the root of all evil, money itself is just a tool. And it's a tool I need.
I hate my job. I really, really do. I hate it more and more with each passing day. I've come to understand that I really entered into the wrong field, and want out. I can't afford to. With hubby and roomie only working part-time, paying for our lives rests firmly on my shoulders. I can't give up my job and go back to school. I can't fix up my house, can't do the things I want to do. Hell, right now, I can't even afford lunch.
If I no longer had to worry about money, I could quit my job and go back to school. But first I'd be able to take some time off and get some things I want done taken care of. What would I do with 45 million dollars? I'm so glad you asked!
Step One: Remove all financial burdens.
This means I would pay off my and my husband's debts: college loans, car, mortgage, etc. I would also have my house fixed up. I know a couple contractors I would really like to have work for me.
I would even pay off my father-in-law's debts, as much as I don't want to. I would also set up some kind of trust account for my father-in-law to live off of until he dies, with the stipulation that any money left in it would come back to me when he dies. (He has only one child, my husband, and his wife is dead.)
There would also be college funds for several younger relatives, and the church building fund. I would pay for my church's new, desperately needed construction.
Step Two: Home
I would move to the Plains of the Midwest, probably South Dakota near Rapid City or Sioux Falls, and build my dream home on 100 acres of land.
I would raise my own vegetables, fruits, and herbs as much as I could, have a couple greenhouses, raise chickens, and keep goats. I would have an orchard surrounded by flowers. In the midst of my orchard would be my beehives.
There would be a barn for rescued horses, and we would also take in cats, dogs, and other small animals that needed rescuing. During the summer, we would operate a camp for juvenile delinquents to come and work on the ranch, to spend time with the animals and nature.
The house itself would be a sprawling log cabin. The house would include a gaming room, a games-craft room, a sewing room for me, a HUGE kitchen, a library, a master bedroom with all the trappings of luxury that hubby and I can stand, fireplaces, an in-home theater, a pool out back, and so on. I haven't thought about this too much, but I would like a really nice, pretty, spacious home. I've always lived in really small spaces and I want ROOM.
The master bedroom I have to talk about. I want a giant bed, big enough for me, hubby, and the cats to all sleep on without being crowded. I want solid wood furniture and silk and satin and brocade. I want it to look like the bedroom of a rich, but country, feudal lord. Actually, that's kind of what I want the whole house to look like....
I want an in-suite bathroom with one of those jacuzzi tubs for two, a separate shower stall with lots of sprayers, double sink, separate vanity, all those things we women like in our fancy bathrooms.
Step Three: Dreams
I would take care of my parents. They would never have to worry about money again. I would move my parents out to South Dakota with me, and build them a smaller place (because they don't want a big home) on the property. They'd receive a monthly stipend as well, and I'd pay for their home and utilities. All they'd have to do is buy food and clothes, basically.
I would go back to college and get my N.D. So, my house would need space for my office and my attached supplements and Natural Health store.
I would have my shoes custom-made for my weird feet. I would have some really nice Renn Fest clothes, lots of them.
Hubby and I would be able to take two-month-long vacations to the Maryland Renaissance Festival every year. We'd rent out some nice suite in a local hotel, be driven there every morning, and spend the whole day.
We'd buy our new clothes, our games, swords, food, trinkets, jewelry, whatever we wanted. (We would, of course, have a budget for this, or we'd go really crazy.) During the week when not at the Fest, Hubby and I would visit our friends and family who live in the DC Metro area.
I would be able to support some really good work being done by missionaries in Papua, New Guinea. I would be able to not worry. I would be free.
That's how I see this. I see it as freedom. Freedom from fear, freedom to be charitable, to give consultations at little cost, to sell supplements and such at cost, to do what I want with my finite time on this planet.